Evan Werckenthien
Money moves 2022
As we move into 2022, it is a good time to assess, evaluate, and create momentum for starting the new year. Below is a list of five...
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Evan Werckenthien
- Jun 30, 2021
- 3 min
Expanded Child Tax Credit
No one said having children was easy inexpensive... In fact, the USDA puts the cost of raising a child from birth to age 18 at $233,610...
Evan Werckenthien
- Mar 31, 2021
- 4 min
Are we in a Real Estate Bubble?
Trying to buy a home right now often comes with stress, bidding wars, and a hopeless feeling that you will never buy a home. With homes...
Evan Werckenthien
- Mar 31, 2021
- 3 min
Non-fungible token (NFT)
You may have heard of NBA Top Shot selling over $400 million in digital highlight clips, the CEO of Twitter selling his first tweet for...
Evan Werckenthien
- Mar 15, 2021
- 3 min
COVID Relief Part 3 - American Rescue Plan Act
Almost a year after the first stimulus package was passed, last week President Biden signed the American Rescue Plan Act into law. This...
Evan Werckenthien
- Jan 4, 2021
- 2 min
Retirement Age is on Average 3 Years Earlier than Expected
There is a big disconnect in workers’ estimated retirement age versus actual age of retirement. A 2019 EBRI/ Greenwald Retirement...
Evan Werckenthien
- Aug 12, 2020
- 3 min
2020 RMD and The CARES Act
As we get closer to the 4th quarter, which is when many Americans take their Required Minimum Distribution (RMD), it is important to...
Evan Werckenthien
- Mar 30, 2020
- 4 min
Coronavirus Stimulus Plan (CARES Act)
The largest-ever economic stimulus package was approved and signed off on this past Friday, March 27th. This is a massive financial...
Evan Werckenthien
- Mar 3, 2020
- 4 min
Coronavirus and the Economy
As you are aware, last week the markets entered into correction territory with the S&P 500 dropping 11.5%. No one enjoys seeing their...
Evan Werckenthien
- Feb 21, 2020
- 3 min
Student Loan Repayment with a 529 College Savings Account
Within a two-year timespan, there have been two large changes to what are considered “qualified distributions” in 529 college savings...
Evan Werckenthien
- Feb 11, 2020
- 2 min
New RMD rules under The Secure Act
When The SECURE Act became law in December of 2019, the biggest change affecting retirees or those nearing retirement is the age at which...
Evan Werckenthien
- Jan 8, 2020
- 3 min
The SECURE Act
The SECURE Act (Setting Every Community Up for Retirement Enhancement Act of 2019) was signed into law on December 20th, 2019. This...
Evan Werckenthien
- Nov 4, 2019
- 4 min
Is Social Security Going Broke?
A few weeks ago, I was meeting with a younger couple who anticipated not receiving any Social Security in the future. This is a very...
Evan Werckenthien
- May 20, 2019
- 4 min
Family Financial Meetings
Money is a topic that many couples try to avoid or completely ignore. It is also a leading source of conflict in marriage and is one of...
Evan Werckenthien
- May 13, 2019
- 3 min
W-4
The W series…. Sounds pretty modern and trendy, doesn’t it? It could be the new Tesla or Lexus model. Maybe it’s a new starfighter in...
Evan Werckenthien
- Jan 25, 2019
- 4 min
The no-spend challenge
Many people are familiar with the Whole30 diet program that millions of Americans have successfully completed since 2009. The program...
Evan Werckenthien
- Dec 12, 2018
- 4 min
Understanding Required Minimum Distributions
Benjamin Franklin once famously said, “In this world nothing can be said to be certain except death and taxes.” I certainly would much...
Evan Werckenthien
- Nov 27, 2018
- 4 min
Market declines and volatility, is this normal?
Since the highs reached on September 20th, markets have experienced a correction, which is defined by a 10% drop. This correction was...
Evan Werckenthien
- Jun 22, 2018
- 6 min
Talking Personal Finance with 2 to 5 Year Olds
I’ve told Alice, now four months old, many times about her 529 account… and as you would expect, the conversations have not gone...
Evan Werckenthien
- May 2, 2018
- 4 min
Summary of the Tax Cuts and Jobs Act of 2017
This past weekend I was surprised to find I had accidentally purchased a book summary instead of the full book. This was my first...
